--- title: "Insurance, Coverage and Cost of Adaptive Radiotherapy | 5D Cancer Services" description: "How insurance coverage and out-of-pocket cost work for adaptive radiotherapy at 5D Cancer Services in St. George, Utah: Medicare, commercial plans, prior authorization, payment plans, and financial assistance." canonical: https://www.5dcancerservices.com/patient-journey/insurance-and-cost route: /patient-journey/insurance-and-cost type: page lastUpdated: 2026-07-29 keywords: ["adaptive radiotherapy", "Akesis Gemini 360", "5D Cancer Services", "St. George Utah", "radiation oncology", "insurance", "coverage", "cost", "Medicare", "prior authorization", "financial assistance"] --- # Insurance, Coverage and Cost of Adaptive Radiotherapy | 5D Cancer Services > How insurance coverage and out-of-pocket cost work for adaptive radiotherapy at 5D Cancer Services in St. George, Utah: Medicare, commercial plans, prior authorization, payment plans, and financial assistance. - HomeOur ApproachTreatment TypesFor PatientsOur Team (435) 900-7060Please do not send Protected Health Information (PHI) by email or voicemail. Standard email is not secure — call us and we will arrange a secure channel.Home - FAQ - Insurance and CostPatient Journey # Insurance, Coverage, and Out-of-Pocket Cost Adaptive radiotherapy is covered by Medicare and most commercial insurance plans. This page explains how coverage works, what to expect for prior authorization, and the financial-support options 5D Cancer Services offers patients across Utah, Nevada, and Arizona. Quick summaryAdaptive radiotherapy at 5D Cancer Services is covered by Medicare, Medicare Advantage, Tricare, and most major commercial insurance plans. Our billing team verifies benefits and obtains prior authorization before treatment begins. Out-of-pocket cost depends on your plan's deductible and coinsurance; payment plans and financial assistance are available for qualifying patients. - Covered by Medicare, Medicare Advantage, and most commercial plans - Tricare and many union/employer plans are accepted - Our team verifies benefits and obtains prior authorization - Out-of-pocket depends on deductible, coinsurance, and out-of-pocket maximum - Payment plans and financial assistance available for qualifying patients - No balance billing surprises — we provide a written cost estimate before treatmentLast reviewed: 2026-05-12 ## Plans we accept 5D Cancer Services is in-network with Medicare, Medicare Advantage, Tricare, and most major commercial plans (including Blue Cross Blue Shield, Aetna, Cigna, UnitedHealthcare, SelectHealth, PEHP, and Humana). If your plan is not listed, please call us — many out-of-network plans still cover treatment with prior authorization. ## Prior authorization, simply explained Most insurance plans require approval — called prior authorization — before they will pay for radiation therapy. Our billing team submits the request with your physician's notes and treatment plan. Approvals typically come back in 5–10 business days. We will not begin treatment until authorization is in hand and you have a written cost estimate. ## What you'll actually pay Your out-of-pocket cost depends on three things from your insurance plan: the deductible (what you pay before insurance starts paying), the coinsurance (the percentage you pay after that), and the annual out-of-pocket maximum (the most you'll pay all year). Most patients hit their out-of-pocket maximum during a course of radiation, which means follow-up imaging and visits later in the year are often fully covered. We provide a written cost estimate based on your plan benefits before treatment begins, so there are no surprises. ## Financial assistance We offer interest-free payment plans for any patient who needs one, and a financial-assistance program for patients who meet income guidelines. Our financial counselor will walk you through the options at your consultation — no one is turned away from care because of cost concerns. ## Learn More [### Insurance and billing Plans accepted and contact information. Learn more](/insurance) [### Your First Visit What to expect at consultation. Learn more](/patient-journey/first-visit) [### Patient FAQ Common questions answered. Learn more](/faq) Take the next step ## There is no time for cancer. You deserve the most advanced care available. Schedule a consultation with our physicians and staff today to discuss your treatment options. 1308 E 900 South, Unit B, St. George, UT 84790 [Call (435) 900-7060](tel:+14359007060)[Request Consultation](tel:+14359007060) Please do not send Protected Health Information (PHI) by email or voicemail. Standard email is not secure — call us and we will arrange a secure channel. Bringing the most advanced Adaptive Radiotherapy to Southern Utah. No time for cancer. [TikTok](https://www.tiktok.com/@5dcancerservices?lang=en)[LinkedIn](https://www.linkedin.com/in/5d-cancer-services-corporate-bb7990404/)[Facebook](https://www.facebook.com/profile.php?id=61567576677128)[YouTube](https://www.youtube.com/channel/UCO2OmZiBQ4zXfms6XsboNPQ) #### Navigation - Technology - What Is Adaptive RT? - Clinical Data - Our Team - Cancer Treatments - Non-Cancer Treatments - Insurance - FAQ - Blog - Email UsPlease do not send Protected Health Information (PHI) by email or voicemail. Standard email is not secure — call us and we will arrange a secure channel. #### Resources - Sitemap (XML) - llms.txt - llms-full.txt - Site Index (Markdown) - Blog RSS Feed #### Contact Us 1308 E 900 South, Unit B St. George, UT 84790 [www.5dcancerservices.com](https://www.5dcancerservices.com) [(435) 900-7060 Schedule a consultation](tel:+14359007060)Please do not send Protected Health Information (PHI) by email or voicemail. Standard email is not secure — call us and we will arrange a secure channel. The information on this site is for general educational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. © 2026 5D Cancer Services. All rights reserved. [Privacy Policy](/privacy-policy)[HIPAA Notice](/hipaa-notice)[Terms of Service](/terms-of-service)[Accessibility](/accessibility)[Sitemap](/sitemap.xml)[Featured on 435 Locals](https://435locals.com/directory/5d-cancer-services/)[Powered by Infuse AI](https://infuseai.agency)Sign in ## Structured data (JSON-LD) ```json [ { "@context": "https://schema.org", "@type": "WebSite", "@id": "https://www.5dcancerservices.com#website", "name": "5D Cancer Services", "url": "https://www.5dcancerservices.com", "inLanguage": "en-US", "publisher": { "@id": "https://www.5dcancerservices.com#organization" } }, { "@context": "https://schema.org", "@type": [ "MedicalOrganization", "LocalBusiness" ], "@id": "https://www.5dcancerservices.com#organization", "name": "5D Cancer Services", "alternateName": "5D Cancer Services — Adaptive Radiotherapy", "url": "https://www.5dcancerservices.com", "logo": "https://www.5dcancerservices.com/opengraph.jpg", "image": "https://www.5dcancerservices.com/opengraph.jpg", "description": "The only adaptive radiotherapy center in Utah. 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